Partner Details

CIBC AEROGOLD® VISA INFINITE PRIVILEGE* CARD

EARN
1.25 MILE
FOR EVERY $1 SPENT
USING YOUR CARD

PARTNER INFO

ABOUT THE CIBC AEROGOLD® VISA INFINITE PRIVILEGE* CARD

The CIBC Aerogold Visa Infinite Privilege Card is part of an elite category of Visa* credit cards that combines accelerated rewards with elevated benefits and higher purchasing power.

Telephone: 1-888-359-2422

 

OVERVIEW

THE AEROPLAN MILES YOU CAN EARN

  • 1.5 Aeroplan Miles for every dollar you spend on gas, grocery, drugstore and Air Canada purchases1.
  • 1.25 Aeroplan Miles for every dollar spent on all other purchases using your card2.
  • Earn Bonus Aeroplan Miles at participating CIBC Bonus Rewards restaurants, hotels, spas, and golf courses3.
  • Earn even more Aeroplan Miles at over 150 participating Aeroplan Partners—simply present your Aeroplan Card at time of purchase and pay with your CIBC Aerogold Visa Infinite Privilege Card4.

CARD BENEFITS

AIR CANADA BENEFITS5

VISA INFINITE PRIVILEGE BENEFITS

INSURANCE COVERAGE12

OTHER BENEFITS

 
 
 
LOCATIONS
 
 
TERMS & CONDITIONS
 
 

1 Earn 1.5 Aeroplan Miles on each $1.00 in Purchases (net of/less returns) at merchants that are classified in the Visa network as grocery stores, service stations/automated gas dispensers or drug stores. This Bonus Rate is also earned on each $1.00 in Purchases from Air Canada charged to your Account for products and services completed online at aircanada.com, in-person at an Air Canada customer service counter at the airport or aboard an Air Canada flight. Excluded from the Bonus Rate are Air Canada Vacations packages, car rentals, hotel bookings, and other third party partner products and services that can be purchased through aircanada.com. This Bonus Aeroplan Miles offer is only available on the first $100,000 in net annual card Purchases on your account (meaning all card purchases by all cardholders, at any type of merchant); The $100,000 limit will reset to zero on the day after your December statement is printed. Terms, conditions and eligible merchant categories may change at any time without notice.

2 Miles are earned on card purchases less returns, and not on cash advances, interest, fees, balance transfers, payments or Convenience Cheques. Taxes, landing and departure fees, and other charges and surcharges may apply to Aeroplan Flight Rewards. Aeroplan Partners, rules and regulations are subject to change without notice; please refer to aeroplan.com. Aeroplan Miles will be awarded only if your CIBC Aerogold Visa Infinite Privilege account is in good standing on the monthly statement date (otherwise Aeroplan Miles will be cancelled).

3 The number of rewards you may earn differs based on the eligible credit card and the participating CIBC Bonus Rewards establishment and may only be earned when you use your eligible credit card for payment. Some restrictions apply. Take-out, gift certificates and retail merchandise for purchase at a participating restaurant establishment may not qualify. The CIBC Bonus Rewards Benefit cannot be combined with other promotional offers. CIBC Bonus Rewards terms, conditions and participating establishments may change without notice. For full details, visit cibcbonusrewards.com.

4 The CIBC Bank is not responsible for any Aeroplan Miles earned under this “earn miles twice” feature of the Aeroplan Program when the Aeroplan Card is presented. See your Aeroplan Program for full details.

5 All Air Canada benefits are fulfilled in whole or in part by Air Canada, or its designated affiliates or other third parties, and are subject to change at any time without notice. CIBC and its affiliates are not responsible for fulfilling these benefits. Please allow two weeks from receiving your CIBC Aerogold Visa Infinite Privilege Card for all Air Canada benefits to be activated. Aeroplan Flight Rewards are Fixed Mileage Flight Rewards® or Market Fare Flight Rewards® redeemed using Aeroplan Miles from your Aeroplan Account for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access Air Canada benefits, you may be required to show your CIBC Aerogold Visa Infinite Privilege Card to the Air Canada agent. Additional conditions apply and are outlined below (6, 7, 8).

6 The 50% Discount on companion ticket only applies on the published fare, and will not apply to any additional taxes, fees, charges or surcharges. This offer applies upon the purchase from Air Canada of two eligible Business Class (Flexible) fares for you (the primary cardholder) and a companion (booking classes J, C and D only) on tickets entirely operated by Air Canada, or under the Air Canada Express banner. Flights operated by other airlines, including Air Canada-marketed codeshare flights are not eligible. This offer is available to you once every calendar year (January 1 – December 31). All travel must be completed by December 31 of the following year. You can only access the 50% discount each year when booking online at aircanada.com using that year’s promotional code. Offer also applies to select Premium rouge bookings, where booking classes J, C or D are available, on flights operated by Air Canada Rouge to select destinations in Canada, the United States, or the Caribbean. Offer is non-transferable, and the companion Business Class ticket must be booked on the same reservation as your eligible Business Class (Flexible) booking. Please note that promotional codes apply to undiscounted published fares. Other previously discounted fares, while not eligible for the discount, may be lower than the final price of the undiscounted fare to which the discount applies. Should you require assistance completing your 50% discount during your online booking, please contact Air Canada at 1-888-247-2262.

7 To access Air Canada Priority Travel Services (the complimentary first checked bag, priority check-in and priority boarding benefit), you (the primary cardholder) must travel on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. You must include your Aeroplan Number on your reservation at the time of booking or redeem your Aeroplan Flight Reward using miles from your Aeroplan Account. You must also ensure that your name on the Air Canada flight booking is identical to the name on your Aeroplan Account. Priority check-in may also be extended to companions travelling on the same reservation checking-in at the same time as you. Where boarding by zone is available, the priority boarding status will be recognized by a Zone 2 descriptor for you and companions travelling on the same reservation checking-in at the same time as you, which will be displayed on the Air Canada issued boarding pass(es). The complimentary first checked bag, up to 23kg (50 lb) applies solely to you and not to companions travelling with you and service charges for additional/oversized/overweight baggage may apply. Applicable on flights that do not already offer a complimentary first checked bag.

8 You (the primary cardholder) will receive four Air Canada Maple Leaf Lounge One-Time Guest Access Benefits every calendar year (January 1 - December 31). You may access an Air Canada Maple Leaf Lounge, where available, upon presentation of your active CIBC Aerogold Visa Infinite Privilege Card with a valid, same-day boarding pass for travel using an Aeroplan Flight Reward only, on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. To access this benefit, you must redeem your Aeroplan Flight Reward with miles from your Aeroplan Account. Each Air Canada Maple Leaf Lounge One-Time Guest Access Benefit applies for a single entry during the calendar year for which it was provided and cannot be carried forward to the next calendar year. As of November 2, 2015, Air Canada Maple Leaf Lounge One-Time Guest Access Benefits associated with the CIBC Aerogold Visa Infinite Privilege Card may be used by a travelling companion, pending space availability, provided the companion is booked on the same reservation as you. Only applicable if the companion ticket is also redeemed using miles from your Aeroplan Account. Companion must be accompanied by you and you must also be using a One-Time Guest Access Benefit to access the same Air Canada Maple Leaf Lounge. The One-Time Guest Access Benefit may be extended to more than one companion at any given time, provided that the conditions above are met and that this does not exceed the maximum annual allotment of One-Time Guest Access Benefits. Additional conditions may apply and are outlined on aircanada.com/cibcbenefits. Air Canada Maple Leaf Lounge Access is subject to availability and all other current terms and conditions that can be changed at Air Canada’s sole discretion. Visit http://www.aircanada.com/en/travelinfo/airport/maplelounges/tc.html for details.

9 Your CIBC Aerogold Visa Infinite Privilege Card account must be in good standing for you to receive or use cardholder benefits including Air Canada benefits and Visa Infinite Privilege benefits.

10 Visa Global Airport Lounge Access. Cardholders must enrol for this benefit through the Visa Infinite Privilege website or through the Visa Infinite Privilege Concierge. Global airport lounge membership is subject to approval by the global lounge provider and is not guaranteed. Membership includes access to any airport lounge participating in the global lounge provider's program. To access a lounge, the cardholder must show a valid membership card and an airline ticket for travel on the same day for the cardholder and each of their guests. At their sole discretion, participating lounges may restrict entry of persons under 21 years old. Six (6) lounge visits are complimentary per calendar year for the enrolled cardholder and their guests. All additional visits are subject to a fee of US$27 per person per visit. Applicable lounge access charges will be billed to the Visa Infinite Privilege card connected to cardholder's enrolment. Enrolled cardholders are subject to Conditions of Use for the global lounge membership program and the individual lounge operators' terms of use for the participating lounges visited. For complete terms and conditions and a directory of participating lounge locations, please visit: www.visainfinite.ca/privilege.

11 Visa Infinite Privilege Concierge. The goods and services cardholders request or otherwise choose to obtain through the Visa Infinite Privilege Concierge Service are provided by various third party service providers unrelated to Visa. Visa does not endorse, review or qualify these service providers. Visa makes no representations or warranties (either express or implied) about, and assumes no responsibility or liability for, these service providers or the goods and services that may be obtained through the Visa Infinite Privilege Concierge. Visa cannot guarantee the successful fulfillment of cardholders' requests in all instances. There is no fee for the Concierge's services, however cardholders are responsible for the cost of any goods or services (including any related fees or costs) authorized by the cardholder and purchased by the Visa Infinite Privilege Concierge on the cardholder's behalf. Your CIBC Aerogold Visa Infinite Privilege Card account must be in good standing for you to receive or use cardholder benefits including Air Canada benefits and Visa Infinite Privilege benefits.

12 Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada (RSA). Different cards will have different coverage(s). To learn about which coverage(s) are included with a specific card, and important information regarding coverage eligibility requirements, benefits, limitations and exclusions, see www.cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package. Some insurance coverage(s) require purchase(s), auto rentals, common carrier fares, hotel/motel and other trip costs to be charged to the card to activate coverage. Other conditions may also apply. Auto Rental Collision/Loss Damage Insurance (CLDI) is available for automobile rentals of up to 48 days. The full cost of the rental must be charged to the card and the rental agency's Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) must be declined. CLDI provides coverage up to the actual cash value (ACV) of the rental vehicle as defined in your insurance certificate. Note that some rental agencies may assess their damages at an amount greater than the ACV of the rental vehicle and you may be liable to them for the difference. Before declining the rental agency's CDW or LDW, you should read carefully and compare the terms of the rental agreement, the CLDI insurance certificate in your card package, and any other insurance you own to decide which coverage best meets your protection needs. Out-of-Province Emergency Travel Medical Insurance (TMI) covers the primary cardholder, their spouse and dependent children for the first 31 days of a trip if the covered person is age 64 or under, or for the first 10 days of a trip if the covered person is age 65 or older. Dependent children must be age 20 or under or a full-time student age 24 or under, unless they have a permanent physical or mental deficiency. TMI may not cover medical procedures performed without pre-approval. TMI, Trip Cancellation and Trip Interruption Insurance may not cover certain pre-existing health/medical conditions. Certain RSA coverages are "excess insurance" (all other sources of insurance and recovery must be exhausted before coverage is available). For more information, call RSA toll-free at 1-866-363-3338 in Canada, the continental U.S. and Hawaii, or collect from elsewhere at 905-403-3338.

13 Savings between 5–25% are available off lowest normal (non-promotional) rate on qualifying rentals. Must quote AWD #C277500 at time of reservation at participating Avis locations worldwide and charge the rental to your CIBC credit card. (Quebec residents may obtain the discount without using their card, provided they show the card when paying by an alternative acceptable payment option). The discount received depends on fleet availability, location, type of vehicle rented and seasonality. Discounts apply to time and kilometre/mileage charges only. Standard rental conditions apply.

14 Aeroplan rules require at least one (1) accumulation or redemption transaction every 12 months in an Aeroplan Account or the Aeroplan Miles will expire. CIBC has ensured that this doesn't happen to the one Aeroplan Account that is connected to a CIBC Aerogold Visa Infinite Privilege account and which receives all Aeroplan Miles earned by all cardholders on that Visa account, provided the account is in good standing. Visit aeroplan.com for the full Terms and Conditions of the Aeroplan Program.

15 Additional purchasing power over your credit limit does not mean unlimited spending. Each transaction is assessed on various factors including your payment history and spending patterns so as to determine your additional purchasing power over your credit limit, if any. Since you must repay any amount over your credit limit by your payment due date, your borrowing capacity is not increased and remains at your credit limit.

16 The Primary cardholder may assign and change the Authorized User Spending Limits on your credit card account for any authorized user(s) by contacting CIBC. CIBC may make adjustments to the spending limits any time following a decrease in the Credit Limit or Cash Limit of the Card. "Cash" refers to Cash Advances, Convenience Cheques and Balance Transfers. For full details visit www.cibc.com.


®Aerogold and Aeroplan are registered trademarks of Aimia Canada Inc.

®Fixed Mileage Flight Rewards and Market Fare Flight Rewards are registered trademarks of Aimia Canada Inc ™Air Canada Maple Leaf Lounge is a trademark of Air Canada, used under license.
® Air Canada, Air Canada Express. Air Canada Rouge and the Air Canada Maple Leaf logo are registered trademarks of Air Canada, used under license. Express
*Visa and Visa Infinite Privilege are trademarks of Visa Int./CIBC lic. user.
All other trademarks are owned by CIBC or related entities.